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Loan Programs
As a full service national lender, Ascent Home Loans is in a position to offer a multitude of loan programs that other mortgage companies simply can not. From the First-Time Homebuyer to the business owner looking for a commerical loan, Ascent Home Loans has the right mortgage to fit your needs.
Here are just a sample of loan programs we offer.
Approvals
- Free Pre- Approval
- Quick Loan Decisions
- Free Loan Consultation
- Purchase
- Refinance
- First-Time Homebuyer
- Savvy Investors
- Commerical Loans
- Helocs
- Bankruptcy
- Foreclosure
Conforming Fixed
- Full doc
- New Conforming Jumbo Limits
- Interest Only
Conforming ARMS
- Fixed Period Arms
- Interest Only Fixed Period ARMS
- 1/1, 3/1, 5/1, 7/1, 10/1
First-Time Homebuyer
- 3% Down Programs
- Bay Area Lending Initiative
- My Community
- Flex97
- Alt 97
Goverment
- FHA
- New FHA Jumbo Loan Limits
- FHASecure
- VA
Super Jumbo
- Up to $2,000,000
- Rate and Term/Cash Out Refinance
- Full Doc
- Loans to $2,000,000
- Up to 95% LTV to $500,000
- Purchase
- Rate and Term/Cash Out Refinance
- Primary, Second Home and Investment Properties
Alt A
- Full Doc
- Non-Owner Occupied
Expanded Approvals Level I,II,III
- Credit 600-680
- Less than 2 months cash reserves
- Prior Bankruptcy or Foreclosure
Commerical Loans
- Small Commerical Loans $100,000 to $1,500,000
- 30-45 Day Target Close
- Property Types- Multi-Family, Office, Retail, Automotive, Mixed Use, Industrial Warehouse, Hospitality, Special Purpose
- No Appllication Fee/No Commitment Fee
- Full Doc and Stated Income/Stated Asset
- Easy Submission Process
Construction
- Contruction to Perm
- One Time Close
- On Line 24/7 Draw Plat Form
- No Payments During Construction
- 680 Credit Score to 95% LTV $500,000 Loan amount Full Doc
- Stated to 75%LTV 700 Credit Score
- Up to $5,000,000 Loan Amount
Lot Loans
- 80% LTV Rate and Term or Purchase
- Fico minimum 680 Full Doc/700 Stated
- Up to $1,000,000 Loan Amount
Quick Quote Apply Online
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